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Collaborative post | The COVID-19 pandemic has been widely recognised as ushering in a new era of flexible working. The fact that millions of people around the world were able to continue doing their jobs effectively from home at the height of lockdown measures was proof that working remotely really was viable for large numbers of people. But at the same time, the pandemic also temporarily shut down another flexible working trend - working as you travel. Photo by Christin Hume on Unsplash Prior to COVID-19 largely shutting down international travel, an impressive 7.3 million Americans identified as ‘digital nomads’ - people who lead a travel-oriented lifestyle, working on the move with little more than a laptop and an internet connection. With ties to the traditional workplace loosened by the pandemic - not to mention mass redundancies as thousands of businesses failed to make it through the crisis - the number of people taking up the digital nomad lifestyle is expected to double. To many, it is the ultimate expression of career and lifestyle flexibility afforded by digital technology. After all, in our modern connected world, we’ve just had overwhelming proof that you don’t need people tied to a shared physical location to work. So why not prioritise working from amazing places? However, it’s not quite so easy as packing your laptop and waving goodbye to your colleagues (until your next Zoom meeting, anyway). For a start, it’s only the lucky few who find an employer that is happy to let them wander the world while still under contract. Most digital nomads tend to be freelancers working in sectors like marketing, content creation, photography, web and software design. Second, there are certain practicalities to consider. You can’t just waltz into most countries and start working legally, for example. There are considerations like being registered for tax. Most countries require foreign nationals to apply for a visa to give them permission to work. There are currently only 41 countries that offer visas specifically for itinerant digital workers. And then there are things like insurance. Unless you are granted residency in a country, you are unlikely to be entitled to state-subsidised healthcare. That makes falling ill potentially very expensive. Medical cover is essential, along with things like personal liability insurance. Many countries make valid insurance a condition of granting a work visa to foreign nationals. The question then is, what kind of insurance do you need? That ultimately comes down to how you want to approach mixing work with travel - whether you are happy to blend short trips away with a more conventional working life, or whether you want to go for the full digital nomad experience. Photo by Christin Hume on Unsplash Workations and travel insuranceFor some people, cutting all ties to travel the world long term is a step too far. Rather than go full digital nomad, they just want to break up their working life with a little more travel. That can be difficult to do within the confines of the holiday allowances of most jobs (or, if you’re your own boss, losing income for regular holidays). The solution? Take a workation. A workation is most simply described as a working holiday. If you feel the need for a change of scenery to recharge the batteries or give you renewed inspiration in your work, simply pack your laptop and go work from somewhere different for a change. People who take workations overwhelmingly report benefits to their mental health and productivity. From a logistical point of view, the great thing about a workation is you don’t have to treat it any differently to an ordinary holiday. The idea is that it is a short break, two or three weeks. As such, you don’t have to worry about special visas to get into most countries. You are allowed in under ordinary tourism rules. The fact that you decide to carry on working during your visit is neither here nor there. It also means that you can take out standard travel insurance. Travel insurance will provide you with cover for medical costs, personal accidents, personal liability, legal costs and more but for a limited period of time (usually between three and four months). If you plan to take regular workations and opt for annual multi-trip insurance, the limit per trip is more likely to be between two and three months. And you should be aware that annual policies usually have a limit on the number of days you can be away for per 12 month period. Insurance for digital nomadsIf your ambition is to take up travel as a longer term lifestyle and work as you go, then standard travel insurance is not suitable for you. Some travel insurance providers offer long stay policies, typically between 18 and 24 months in duration. These may suit your purposes, but a lot depends on how much you intend to move around.
If you plan to live and work in a particular country, for example, then your access to free or subsidised healthcare services will depend on your residency status. For expats who have not yet been granted full time residency in a country where they are working, the only alternative to paying for healthcare privately is to take out health insurance (in many countries, like the US, health insurance is a full time requirement anyway). Digital nomads are unlikely to gain residency in any country because they do not stay in one place for long enough. The attraction of the lifestyle is moving around at will, after all. But that also means they will struggle to find health insurance for a particular country. Or if they do, they will have to keep buying new policies when they move. What digital nomads require is cross-border insurance for specifics like healthcare, personal liability, personal possessions etc. This is still a niche area. But as market demand grows, more and more insurers are sure to step forward to offer it. Disclaimer: this is a collaborative post. Collaborative post | As your friend starts to approach their 50th birthday, you may be wondering what to get them. Due to this being a milestone birthday, you might want to think of something that could really make their day extra special. While they may simply be content to have you present to celebrate alongside them, it can be nice to see your friend open a heartfelt gift. Rather than buying age-themed presents, you may instead want to look for something more worthwhile.
It is likely that, over your years of friendship, you have taken a number of pictures together. This could be the basis for your gift purchase. You may want to consider having one, or several, of these images used for the present. By scanning them onto your computer, and then uploading them onto a website, you could order your canvas print directly to your door. These prints come in an array of sizes, meaning you are able to order a smaller or larger one depending on the space your friend has available within their home. Many of these prints can also come with the brackets or nails required to hang them as well, meaning your friend simply needs to decide where to put your gift. Some people manage to achieve their goals and dreams at a young age, while others may find they have gone years without making much progress. For some people, learning to drive can be one of those goals. If your friend’s 50th birthday is approaching, and he or she has yet to obtain their full driver’s licence, you might want to consider purchasing lessons or a test for them. While you do need to be at least 17 years old to start driving in the first place, there isn’t any upper limit that you need to pass by. Considering the expense associated with learning to drive, this could be an especially welcome gift and save them from needing to rely on others, or public transport, in the future. Instead of purchasing a physical present, you may want to consider ways that you could make additional memories with your friend. Booking yourselves a weekend away can be a really fun way to celebrate a birthday. Holidays with friends aren’t something just reserved for young adults. Even in your 50s, it is possible to still have a great time in a new destination. You might want to opt for one that is more suitable for your age or hobbies. To do this, it could be a good idea to look into quieter areas that are seldom visited by families or youths and then pick your excursions accordingly. If you are uncertain of your friend’s prior commitments, you may instead want to opt for choosing a destination, and then book flights and accommodation once your friend has booked that time off. Buying gifts for a 50th can seem easy. However, this could also result in you buying something that doesn’t properly convey how much their friendship means to you. By putting in that bit more effort, you could find something rather unique that they will cherish. Disclaimer: this is a collaborative post. Filling your life with rewarding experiences is one of the best ways to improve your wellbeing. It can be hard to find a hobby that suits you, or to throw your weight behind a worthy cause. But once you do, you’ll find yourself on the road to self-improvement and giving back. If you’re ready to start using your free time to embark on something more rewarding than binging Netflix, then check out these three things that everyone should try. 1. Master a hobbyWe all have something that we love doing, whether it’s baking, gardening, or painting. And as you master your favourite hobby, practicing to perfection, you’ll receive a fantastic boost to your self-esteem and a wonderful sense of accomplishment. And mastering your hobby can benefit every aspect of your life. In fact, studies show that spending time on your hobby can actually improve your confidence at work – if you ever needed an excuse to invest in your personal time, there it is! However, there are some hobbies that can benefit others. If you’ve learned to knit, for example, you could donate blanket to local shelters. 2. Volunteer for a good causeGiving back to your local community is a great way to not only improve life for those around you, but to spend your free time in a rewarding way. However, your volunteering efforts need not stop at your doorstep. Organisations such as Conservation Travel Africa specialise in volunteering experiences that give you the chance to make the world a better place, all while visiting a beautiful continent. There are a range of options to choose from, including wildlife conservation and community outreach. Conservation Travel Africa also welcomes volunteers of all ages and from every walk of life, so if you’re looking for an experience that you’ll carry with you for the rest of your life, then this could be the perfect opportunity. 3. Adopt a petThe temptation to buy a puppy or kitten can be strong, especially given how adorable they are. However, with so many abandoned ever year, it is far more ethical to get your new four-legged friend from rescue shelter.
Of course, not everyone’s lifestyle is suited to a pet. However if you’re considering adding one to your household, pet ownership can be incredibly rewarding. Not only that, but research shows that interacting with animals can reduce your stress levels. If you’re looking to introduce a pet to your life, visit an organisation such as Battersea Dogs & Cats Home. These experts work hard to ensure that they match each person with their perfect furry friend. You register your details with them, including information on your living situation and pet preference, and they contact you when they’ve found the right match. With so many pets abandoned, this is the best way to have a pet without contributing to problems such as puppy farms. Have you undertaken rewarding life experiences? Tell us about them in the comments below! Disclaimer: This is a collaborative post |
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The articles on this page are guest posts and reflect the views of the author, not Fifty & Fab. While I occasionally feature guest content on my blog, I do not personally endorse or promote any specific services, products, or companies mentioned. Please conduct your own research and use discretion before making any financial, health, or lifestyle decisions. Please note: This content may relate to a niche that is considered sensitive (e.g. gambling, cryptocurrency, international finance or CBD). The inclusion of this post does not imply endorsement or recommendation, and I cannot be held responsible for any outcomes resulting from its content or links. GambleAware.Org |