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What to expect when planning a funeral and how to make it easier

21/3/2025

 
Collaborative Post | Planning a funeral is undoubtedly an emotionally challenging experience, especially when dealing with grief. Knowing what to expect and the steps involved can help you navigate this difficult time with more ease. By making informed choices and seeking support, you can honour your loved one while easing the burden on yourself and your family.
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Legal and administrative essentials

The first step is registering the death, which must be done within five days in England, Wales and Northern Ireland, or within eight days in Scotland. You’ll need a medical certificate from a doctor. Once registered, you’ll receive a death certificate and a Certificate for Burial or Cremation (green form), which are essential for arranging the funeral.

Check if your loved one left instructions, such as a will or pre-paid funeral plan. If not, you’ll need to decide on the type of service, either burial or cremation. In the absence of a will, the closest relatives usually make these decisions, so clear communication is crucial to avoid misunderstandings.

Inform relevant organisations, including banks and pension providers. The UK’s Tell Us Once service can notify multiple government departments, reducing unnecessary stress on loved ones.

Planning the service

A funeral is a personal event that reflects the life and values of the deceased. Whether opting for a traditional religious service or a secular celebration, personal touches like music, readings and eulogies can make the farewell meaningful.

Direct cremation is a cost-effective option without a formal ceremony, allowing for a memorial at a later date. For traditional services, consider locations such as churches, crematoriums or alternative venues like community halls or outdoor spaces.

Managing costs and financial support

On average, funerals in the UK can cost between £3,000 and £5,000, depending on the service and location.

Request an itemised quote from the funeral director to avoid unexpected expenses. Check for pre-paid funeral plans or life insurance that might cover costs.

If no funds are available, you may qualify for government assistance through the Funeral Expenses Payment or the Bereavement Support Payment.

Practical arrangements and support

Focus on logistics such as transportation and flowers to take to the service. For burials, you’ll need to purchase a burial plot, while for cremations, decide on the ashes’ final resting place. Coordinate with family and friends to manage tasks like writing the obituary or organising the wake. Accepting help can ease the burden.

Consider accessibility and travel arrangements for guests, and clearly communicate the date, time and location to assist with planning.

After the funeral: Grief and support

Grief is a personal journey, and it’s normal to experience a range of emotions. Organisations like Cruse Bereavement Support and The Samaritans provide counselling and support groups in the UK. Don’t hesitate to seek help from professionals or trusted loved ones.

Memorial gatherings or anniversary events can offer comfort and help maintain connections with others who share your loss.

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Disclaimer: this is a collaborative post.

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